BRMC

BMMC Personal Accident Insurance 2020

[A] Motorsport UK EVENTS – BMMC PERSONAL ACCIDENT POLICY

The BMMC policy only provides top-up cover (lower figures) on the Motorsport UK policy for members injured at events covered by a Motorsport UK Permit or Certificate of Exemption in the UK. Cover includes travel to and from the event.

[B] NON-Motorsport UK EVENTS – BMMC PERSONAL ACCIDENT POLICY

The BMMC policy provides 100% cover for members marshalling/officiating at “approved” events non-Motorsport UK events. This is taken to mean events at properly licensed circuits or venues and operated by responsible organisations, i.e. no “cowboy” events. Cover is for both home and overseas events and travel to and from such events.

BENEFITS: SUM INSURED PER MEMBER  

Summary of key terms only (full details available upon request) –

Accident resulting in: [A] [B]
Death £7,500 £65,000
Loss of Sight in 1 or both eyes £7,500 £65,000
Loss of hearing in 1 ear £1,875 £16,250
Loss of hearing in both ears £7,500 £65,000
Loss of 1 or more limbs £7,500 £65,000
Loss of speech £7,500 £65,000
Permanent Total Disablement £7,500 £65,000
Temporary Total Disablement lesser of- Benefit period 104 weeks £100 or 100% weekly wage £350 or 100% weekly wage
  • Medical Expenses up to 25% of death benefit cover (max £25,000).
  • Hospitalisation £50 per day (max £750)

 CONDITIONS
Cover is available only to fully paid-up members at the time of an incident/injury.

Remember when you sign-on for any event you are declaring yourself to be physically and mentally fit to undertake your role/duty.

Any evidence of alcohol or drug intake may invalidate a claim. You should also take full advantage of any safety facilities and protection whilst marshalling. Other conditions may apply.

Weekly payments for Temporary Total Disablement may not be paid until final medical certificates are received but in the case of long term injury, stage payments can be arranged.

CLAIMS
Details of any claim must be advised promptly by email to all National Officers –

nat.treasurer@marshals.co.uk

nat.secretary@marshals.co.uk

bmmc.chair@marshals.co.uk

You should provide any official/medical reports from the venue where the incident happened, plus any subsequent reports from your own medical attendant. Our brokers will provide a claim form to complete and handle the process.

Always quote your BMMC membership number.

You should also confirm that a claim has been made on the Motorsport UK policy if the event was run under their licence.

AGE LIMITS
An upper age limit of 80 applies

The Sum Insured for Accidental Death is limited (by UK law) to £10,000 for minors (under 16).

FINALLY!
As we always have to remind you, the foregoing is the Club’s interpretation of cover provided and any insurance claims will be subject to assessment by the Insurers’ Loss Assessors at the time of any incident.

Colin Barnes
Director & National Treasurer

January 2020